Ontario auto insurance: How much worse can things get for victims?
Ontario auto insurance: How much worse can things get for victims? Changes in 2010 created windfall profits for insurers by slashing coverage for the vast majority. We need to restore fairness and impose a moratorium on further reductions in coverage! In September 2010, the Ontario government introduced sweeping changes to auto insurance in response to pressure from the insurance industry to...Read More 0
Red Flags Raised over Insurer Financial Data
The following article appears in the Law Times In response to complaints that insurance industry financial details are impossible to pin down, the Ministry of Finance commissioned a report on transparency and accountability in the sector but perhaps surprisingly chose the accountants for the Insurance Bureau of Canada to prepare it. On April 14, the interim report became the first of three...Read More 0
More on Scarlett and Belair: Minor Injury Guideline Case Supports Injured Insureds
The recent case of Scarlett v. Belair Insurance Decision Date: 2013-03-26, Adjudicator: John Wilson, Regulation: 34/10, Decision: Arbitration, Preliminary Issue, FSCO 3965 is the first reported Minor Injury Guideline (MIG) case. The gist of the decisions stand for the proposition that injured insureds should not be required to take extraordinary steps, or be forced to make leaps and bounds to...Read More 0
New commander for storied Argyll regiment
From the Hamilton Spectator The Argyll and Sutherland Highlanders of Canada have a new commander. Lieutenant-Colonel Lawrence Hatfield took charge of the regiment in a rainy parade celebration at Bayfront Park Sunday, succeeding Lieutenant-Colonel Gary Sexton. “I’m very privileged today,” Hatfield said. “Our history is time-honoured, written in battle and blood.” The Argyll and Sutherland...Read More 0
Ontario Government Poised to Make Deep Cuts To Auto Insurance Benefits – Again
TORONTO, June 12, 2012 /CNW/ – The Ontario government is about to implement another round of cuts to auto insurance benefits, this time slashing coverage for devastating injuries. “If the government goes ahead with this, it will hurt a lot of very vulnerable people,” says Nick Gurevich, President of the Alliance of Community Medical and Rehabilitation Providers. Severely...Read More 0
Many insurers reject requests – will yours?
http://www.moneyville.ca/article/1167459–auto-insurers-routinely-deny-treatment-plans-therapists-say By Ellen Roseman | Tue Apr 24 2012 The Toronto Star Suppose you’re driving your car with three passengers and you hit a deer. No one is hurt, except the animal. Your insurance company quickly pays $24,000 to cover repairs to your damaged car. It’s happy to protect you from financial harm...Read More 0
Ontario Auditor General Critical of Insurance Profits in Ontario
The recent Auditor General Report in highly critical of the Ontario Government’s regulation of the cost of insurance in Ontario. As quoted by the CBC at http://www.cbc.ca/news/business/story/2011/12/05/auditor-general-ontario-spending.html?cmp=rss : The number of people killed or injured in auto accidents in Ontario fell 25 per cent in a decade, but the government still guarantees...Read More 0
Clinical Notes and Records
In any lawsuit in Ontario, be it criminal, civil, family or personal injury/insurance, the Rules of Court mandate that parties exchange relevant documentation that they have, or information pertaining to documentation or other relevant information that they know to exist, be it in their possession or not. Most often, the request for documentary information originates with a third party. The...Read More 0
2010 Accident Benefits Changes – A Legal Perspective
SABS CHANGES – LEGAL PERSPECTIVE By Tara Sciara For months legal professionals, insurance adjusters, treatment providers, and to some extent, knowledgeable consumers have feared the effects of the new changes to automobile insurance legislation in Ontario released by the Ministry of Finance. The changes to both the statutory accident benefits regime and tort litigation arising from motor...Read More 0
New insurance rules: ‘pay more, get less’
Standard policy cuts medical, rehab benefits in half THE CANADIAN PRESS TORONTO (Aug 23, 2010) Millions of Ontario drivers will face an array of new choices when they renew their auto insurance policies because of new rules that kick in Sept. 1, but critics say the changes introduced by the Liberal government won’t benefit consumers. One key difference in the new standard auto insurance...Read More 0