Ontarians Have Overpaid for Their Auto Insurance by over 3 Billion Dollars
We are paying something for nothing. The mandatory accident benefits policy in Ontario provides minimal coverage for the vast number of people injured in car crashes. Presently, over 90% of victims are restricted to payment of a maximum of $3,500.00. They are forced by law to pay hundreds if not thousands of dollar PER YEAR for this coverage. Ask yourself. Would you voluntarily pay $1,000.00...Read More 5
Ontario Budget a Disaster for Anyone Injured in or by a Motor Vechicle
The Ontario Trial Lawyers Association has prepared a series of blogs identifying current issues with the recent budget and how it impacts people injured by Motor vehicles. Please read the full blog here. http://otlablog.com/hidden-costs-of-the-provincial-budget/ Part One of a Three-Part Series on the 2015 Ontario Budget Last month, the Ontario Liberal government revealed its latest budget...Read More 0
Ontario auto insurance: How much worse can things get for victims?
Ontario auto insurance: How much worse can things get for victims? Changes in 2010 created windfall profits for insurers by slashing coverage for the vast majority. We need to restore fairness and impose a moratorium on further reductions in coverage! In September 2010, the Ontario government introduced sweeping changes to auto insurance in response to pressure from the insurance industry to...Read More 0
The End of Bill 171 (for now)
The recent election call has terminated Bill 171 for now. For those who do not know, Bill 171 proposed legislation which, amongst other things, would have eliminated the right of people to sue their insurance companies for breach of contract in automobile first party benefits claims. In other words, if passed, no one in Ontario could sue their insurer for breaching their obligations under the...Read More 0
More on Scarlett and Belair: Minor Injury Guideline Case Supports Injured Insureds
The recent case of Scarlett v. Belair Insurance Decision Date: 2013-03-26, Adjudicator: John Wilson, Regulation: 34/10, Decision: Arbitration, Preliminary Issue, FSCO 3965 is the first reported Minor Injury Guideline (MIG) case. The gist of the decisions stand for the proposition that injured insureds should not be required to take extraordinary steps, or be forced to make leaps and bounds to...Read More 0
First Minor Injury Giudeline Case Demonstrates Lack of Coverage in Ontario
The recent case of Scarlett v. Belair, FSCO A12-00107, is important more for what it demonstrates in terms of the state of automobile first party insurance benefits in Ontario at the present time, than as an analysis of the application of the Minor Injury Guideline in the legal context. They key factors that support this contention are: 1. The amount of time it took Mr. Scarlett to obtain a...Read More 0
Social Justice: Superintendent cloaks policy issue as science on catastrophic impairment
Social Justice: Superintendent cloaks policy issue as science on catastrophic impairment Monday, September 10, 2012 | Written by Alan Shanoff | Law Times http://www.lawtimesnews.com/201209109304/Commentary/Superintendent-cloaks-policy-issue-as-science-on-catastrophic-impairment The superintendent’s report on the definition of catastrophic impairment in the statutory accident benefits...Read More 0
Ontario Government Poised to Make Deep Cuts To Auto Insurance Benefits – Again
TORONTO, June 12, 2012 /CNW/ – The Ontario government is about to implement another round of cuts to auto insurance benefits, this time slashing coverage for devastating injuries. “If the government goes ahead with this, it will hurt a lot of very vulnerable people,” says Nick Gurevich, President of the Alliance of Community Medical and Rehabilitation Providers. Severely...Read More 0
Many insurers reject requests – will yours?
http://www.moneyville.ca/article/1167459–auto-insurers-routinely-deny-treatment-plans-therapists-say By Ellen Roseman | Tue Apr 24 2012 The Toronto Star Suppose you’re driving your car with three passengers and you hit a deer. No one is hurt, except the animal. Your insurance company quickly pays $24,000 to cover repairs to your damaged car. It’s happy to protect you from financial harm...Read More 0
Car injury claims increasingly denied
As reported by the CBC at http://www.cbc.ca/news/canada/toronto/story/2011/12/30/car-insurance-therapy.html Hamilton speech therapist says car insurance companies are increasingly rejecting her recommended treatments for people who’ve been hurt in accidents. Deidre Sperry helps her clients recover from brain injuries. Those who have been hurt in car accidents represent 95 per cent of her...Read More 0